The global peer to peer (P2P) lending market size is calculated at USD 176.5 billion in 2025 and it is forecasted to hit around USD 1,380.80 billion by 2034, representing a solid CAGR of 25.73% from 2025 to 2034. The North America market size was estimated at USD 52.4 billion in 2024 and is expanding at a CAGR of 25.52% during the forecast period. The market sizing and forecasts are revenue-based (USD Million/Billion), with 2024 as the base year.
1.1. Research Objective
1.2. Scope of the Study
1.3. Definition
2.1. Research Approach
2.2. Data Sources
2.3. Assumptions & Limitations
3.1. Market Snapshot
4.1. Introduction
4.2. Market Classification and Scope
4.3. Industry Value Chain Analysis
4.3.1. Raw Material Procurement Analysis
4.3.2. Sales and Business Model Analysis
4.3.3. Downstream Buyer Analysis
5.1. COVID-19 Landscape: Peer to Peer (P2P) Lending Industry Impact
5.2. COVID 19 - Impact Assessment for the Industry
5.3. COVID 19 Impact: Global Major Government Policy
5.4. Market Trends and Opportunities in the COVID-19 Landscape
6.1. Market Dynamics
6.1.1. Market Drivers
6.1.2. Market Restraints
6.1.3. Market Opportunities
6.2. Porter’s Five Forces Analysis
6.2.1. Bargaining power of suppliers
6.2.2. Bargaining power of buyers
6.2.3. Threat of substitute
6.2.4. Threat of new entrants
6.2.5. Degree of competition
7.1.1. Company Market Share/Positioning Analysis
7.1.2. Key Strategies Adopted by Players
7.1.3. Vendor Landscape
7.1.3.1. List of Suppliers
7.1.3.2. List of Buyers
8.1. Peer to Peer (P2P) Lending Market, by Type
8.1.1. Consumer Lending
8.1.1.1. Market Revenue and Forecast
8.1.2. Business Lending
8.1.2.1. Market Revenue and Forecast
9.1. Peer to Peer (P2P) Lending Market, by End User
9.1.1. Consumer Credit Loans
9.1.1.1. Market Revenue and Forecast
9.1.2. Small Business Loans
9.1.2.1. Market Revenue and Forecast
9.1.3. Real Estate Loans
9.1.3.1. Market Revenue and Forecast
9.1.4. Student Loans
9.1.4.1. Market Revenue and Forecast
10.1. Peer to Peer (P2P) Lending Market, by Business Model
10.1.1. Marketplace Lending
10.1.1.1. Market Revenue and Forecast
10.1.2. Traditional Lending
10.1.2.1. Market Revenue and Forecast
11.1. North America
11.1.1. Market Revenue and Forecast, by Type
11.1.2. Market Revenue and Forecast, by End User
11.1.3. Market Revenue and Forecast, by Business Model
11.1.4. U.S.
11.1.4.1. Market Revenue and Forecast, by Type
11.1.4.2. Market Revenue and Forecast, by End User
11.1.4.3. Market Revenue and Forecast, by Business Model
11.1.5. Rest of North America
11.1.5.1. Market Revenue and Forecast, by Type
11.1.5.2. Market Revenue and Forecast, by End User
11.1.5.3. Market Revenue and Forecast, by Business Model
11.2. Europe
11.2.1. Market Revenue and Forecast, by Type
11.2.2. Market Revenue and Forecast, by End User
11.2.3. Market Revenue and Forecast, by Business Model
11.2.4. UK
11.2.4.1. Market Revenue and Forecast, by Type
11.2.4.2. Market Revenue and Forecast, by End User
11.2.4.3. Market Revenue and Forecast, by Business Model
11.2.5. Germany
11.2.5.1. Market Revenue and Forecast, by Type
11.2.5.2. Market Revenue and Forecast, by End User
11.2.5.3. Market Revenue and Forecast, by Business Model
11.2.6. France
11.2.6.1. Market Revenue and Forecast, by Type
11.2.6.2. Market Revenue and Forecast, by End User
11.2.6.3. Market Revenue and Forecast, by Business Model
11.2.7. Rest of Europe
11.2.7.1. Market Revenue and Forecast, by Type
11.2.7.2. Market Revenue and Forecast, by End User
11.2.7.3. Market Revenue and Forecast, by Business Model
11.3. APAC
11.3.1. Market Revenue and Forecast, by Type
11.3.2. Market Revenue and Forecast, by End User
11.3.3. Market Revenue and Forecast, by Business Model
11.3.4. India
11.3.4.1. Market Revenue and Forecast, by Type
11.3.4.2. Market Revenue and Forecast, by End User
11.3.4.3. Market Revenue and Forecast, by Business Model
11.3.5. China
11.3.5.1. Market Revenue and Forecast, by Type
11.3.5.2. Market Revenue and Forecast, by End User
11.3.5.3. Market Revenue and Forecast, by Business Model
11.3.6. Japan
11.3.6.1. Market Revenue and Forecast, by Type
11.3.6.2. Market Revenue and Forecast, by End User
11.3.6.3. Market Revenue and Forecast, by Business Model
11.3.7. Rest of APAC
11.3.7.1. Market Revenue and Forecast, by Type
11.3.7.2. Market Revenue and Forecast, by End User
11.3.7.3. Market Revenue and Forecast, by Business Model
11.4. MEA
11.4.1. Market Revenue and Forecast, by Type
11.4.2. Market Revenue and Forecast, by End User
11.4.3. Market Revenue and Forecast, by Business Model
11.4.4. GCC
11.4.4.1. Market Revenue and Forecast, by Type
11.4.4.2. Market Revenue and Forecast, by End User
11.4.4.3. Market Revenue and Forecast, by Business Model
11.4.5. North Africa
11.4.5.1. Market Revenue and Forecast, by Type
11.4.5.2. Market Revenue and Forecast, by End User
11.4.5.3. Market Revenue and Forecast, by Business Model
11.4.6. South Africa
11.4.6.1. Market Revenue and Forecast, by Type
11.4.6.2. Market Revenue and Forecast, by End User
11.4.6.3. Market Revenue and Forecast, by Business Model
11.4.7. Rest of MEA
11.4.7.1. Market Revenue and Forecast, by Type
11.4.7.2. Market Revenue and Forecast, by End User
11.4.7.3. Market Revenue and Forecast, by Business Model
11.5. Latin America
11.5.1. Market Revenue and Forecast, by Type
11.5.2. Market Revenue and Forecast, by End User
11.5.3. Market Revenue and Forecast, by Business Model
11.5.4. Brazil
11.5.4.1. Market Revenue and Forecast, by Type
11.5.4.2. Market Revenue and Forecast, by End User
11.5.4.3. Market Revenue and Forecast, by Business Model
11.5.5. Rest of LATAM
11.5.5.1. Market Revenue and Forecast, by Type
11.5.5.2. Market Revenue and Forecast, by End User
11.5.5.3. Market Revenue and Forecast, by Business Model
12.1. Avant LLC
12.1.1. Company Overview
12.1.2. Product Offerings
12.1.3. Financial Performance
12.1.4. Recent Initiatives
12.2. Zopa Bank Limited
12.2.1. Company Overview
12.2.2. Product Offerings
12.2.3. Financial Performance
12.2.4. Recent Initiatives
12.3. Funding Circle
12.3.1. Company Overview
12.3.2. Product Offerings
12.3.3. Financial Performance
12.3.4. Recent Initiatives
12.4. Social Finance Inc.
12.4.1. Company Overview
12.4.2. Product Offerings
12.4.3. Financial Performance
12.4.4. Recent Initiatives
12.5. Kabbage Inc.
12.5.1. Company Overview
12.5.2. Product Offerings
12.5.3. Financial Performance
12.5.4. Recent Initiatives
12.6. RateSetter
12.6.1. Company Overview
12.6.2. Product Offerings
12.6.3. Financial Performance
12.6.4. Recent Initiatives
12.7. Lending Club Corporation
12.7.1. Company Overview
12.7.2. Product Offerings
12.7.3. Financial Performance
12.7.4. Recent Initiatives
12.8. Prosper Funding LLC
12.8.1. Company Overview
12.8.2. Product Offerings
12.8.3. Financial Performance
12.8.4. Recent Initiatives
12.9. LendingTree LLC
12.9.1. Company Overview
12.9.2. Product Offerings
12.9.3. Financial Performance
12.9.4. Recent Initiatives
12.10. OnDeck
12.10.1. Company Overview
12.10.2. Product Offerings
12.10.3. Financial Performance
12.10.4. Recent Initiatives
13.1. Primary Research
13.2. Secondary Research
13.3. Assumptions
14.1. About Us
14.2. Glossary of Terms
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