Embedded Finance Market Size, Share, and Trends 2024 to 2034

The global embedded finance market size is calculated at USD 148.38 billion in 2025 and is forecasted to reach around USD 1,732.53 billion by 2034, accelerating at a CAGR of 31.53% from 2025 to 2034. The North America embedded finance market size surpassed USD 36.87 billion in 2024 and is expanding at a CAGR of 31.53% during the forecast period. The market sizing and forecasts are revenue-based (USD Million/Billion), with 2024 as the base year.

  • Last Updated : February 2025
  • Report Code : 4480
  • Category : ICT

Chapter 1. Introduction

1.1. Research Objective

1.2. Scope of the Study

1.3. Definition

Chapter 2. Research Methodology (Premium Insights)

2.1. Research Approach

2.2. Data Sources

2.3. Assumptions & Limitations

Chapter 3. Executive Summary

3.1. Market Snapshot

Chapter 4. Market Variables and Scope 

4.1. Introduction

4.2. Market Classification and Scope

4.3. Industry Value Chain Analysis

4.3.1. Raw Material Procurement Analysis 

4.3.2. Sales and Distribution Channel Analysis

4.3.3. Downstream Buyer Analysis

Chapter 5. COVID 19 Impact on Embedded Finance Market 

5.1. COVID-19 Landscape: Embedded Finance Industry Impact

5.2. COVID 19 - Impact Assessment for the Industry

5.3. COVID 19 Impact: Global Major Government Policy

5.4. Market Trends and Opportunities in the COVID-19 Landscape

6.1. Market Dynamics

6.1.1. Market Drivers

6.1.2. Market Restraints

6.1.3. Market Opportunities

6.2. Porter’s Five Forces Analysis

6.2.1. Bargaining power of suppliers

6.2.2. Bargaining power of buyers

6.2.3. Threat of substitute

6.2.4. Threat of new entrants

6.2.5. Degree of competition

Chapter 7. Competitive Landscape

7.1.1. Company Market Share/Positioning Analysis

7.1.2. Key Strategies Adopted by Players

7.1.3. Vendor Landscape

7.1.3.1. List of Suppliers

7.1.3.2. List of Buyers

Chapter 8. Global Embedded Finance Market, By Type

8.1. Embedded Finance Market, by Type

8.1.1 Embedded Payment

8.1.1.1. Market Revenue and Forecast

8.1.2. Embedded Insurance

8.1.2.1. Market Revenue and Forecast

8.1.3. Embedded Investment

8.1.3.1. Market Revenue and Forecast

8.1.4. Embedded Lending

8.1.4.1. Market Revenue and Forecast

8.1.5. Embedded Banking

8.1.5.1. Market Revenue and Forecast

Chapter 9. Global Embedded Finance Market, By Business Model

9.1. Embedded Finance Market, by Business Model

9.1.1. B2B

9.1.1.1. Market Revenue and Forecast

9.1.2. B2C

9.1.2.1. Market Revenue and Forecast

9.1.3. B2B2B

9.1.3.1. Market Revenue and Forecast

9.1.4. B2B2C

9.1.4.1. Market Revenue and Forecast

Chapter 10. Global Embedded Finance Market, By End-use 

10.1. Embedded Finance Market, by End-use

10.1.1. Retail

10.1.1.1. Market Revenue and Forecast

10.1.2. Healthcare

10.1.2.1. Market Revenue and Forecast

10.1.3. Logistics

10.1.3.1. Market Revenue and Forecast

10.1.4. Manufacturing

10.1.4.1. Market Revenue and Forecast

10.1.5. Travel & Entertainment

10.1.5.1. Market Revenue and Forecast

10.1.6. Others

10.1.6.1. Market Revenue and Forecast

Chapter 11. Global Embedded Finance Market, Regional Estimates and Trend Forecast

11.1. North America

11.1.1. Market Revenue and Forecast, by Type

11.1.2. Market Revenue and Forecast, by Business Model

11.1.3. Market Revenue and Forecast, by End-use

11.1.4. U.S.

11.1.4.1. Market Revenue and Forecast, by Type

11.1.4.2. Market Revenue and Forecast, by Business Model

11.1.4.3. Market Revenue and Forecast, by End-use

11.1.5. Rest of North America

11.1.5.1. Market Revenue and Forecast, by Type

11.1.5.2. Market Revenue and Forecast, by Business Model

11.1.5.3. Market Revenue and Forecast, by End-use

11.2. Europe

11.2.1. Market Revenue and Forecast, by Type

11.2.2. Market Revenue and Forecast, by Business Model

11.2.3. Market Revenue and Forecast, by End-use

11.2.4. UK

11.2.4.1. Market Revenue and Forecast, by Type

11.2.4.2. Market Revenue and Forecast, by Business Model

11.2.4.3. Market Revenue and Forecast, by End-use

11.2.5. Germany

11.2.5.1. Market Revenue and Forecast, by Type

11.2.5.2. Market Revenue and Forecast, by Business Model

11.2.5.3. Market Revenue and Forecast, by End-use

11.2.6. France

11.2.6.1. Market Revenue and Forecast, by Type

11.2.6.2. Market Revenue and Forecast, by Business Model

11.2.6.3. Market Revenue and Forecast, by End-use

11.2.7. Rest of Europe

11.2.7.1. Market Revenue and Forecast, by Type

11.2.7.2. Market Revenue and Forecast, by Business Model

11.2.7.3. Market Revenue and Forecast, by End-use

11.3. APAC

11.3.1. Market Revenue and Forecast, by Type

11.3.2. Market Revenue and Forecast, by Business Model

11.3.3. Market Revenue and Forecast, by End-use

11.3.4. India

11.3.4.1. Market Revenue and Forecast, by Type

11.3.4.2. Market Revenue and Forecast, by Business Model

11.3.4.3. Market Revenue and Forecast, by End-use

11.3.5. China

11.3.5.1. Market Revenue and Forecast, by Type

11.3.5.2. Market Revenue and Forecast, by Business Model

11.3.5.3. Market Revenue and Forecast, by End-use

11.3.6. Japan

11.3.6.1. Market Revenue and Forecast, by Type

11.3.6.2. Market Revenue and Forecast, by Business Model

11.3.6.3. Market Revenue and Forecast, by End-use

11.3.7. Rest of APAC

11.3.7.1. Market Revenue and Forecast, by Type

11.3.7.2. Market Revenue and Forecast, by Business Model

11.3.7.3. Market Revenue and Forecast, by End-use

11.4. MEA

11.4.1. Market Revenue and Forecast, by Type

11.4.2. Market Revenue and Forecast, by Business Model

11.4.3. Market Revenue and Forecast, by End-use

11.4.4. GCC

11.4.4.1. Market Revenue and Forecast, by Type

11.4.4.2. Market Revenue and Forecast, by Business Model

11.4.4.3. Market Revenue and Forecast, by End-use

11.4.5. North Africa

11.4.5.1. Market Revenue and Forecast, by Type

11.4.5.2. Market Revenue and Forecast, by Business Model

11.4.5.3. Market Revenue and Forecast, by End-use

11.4.6. South Africa

11.4.6.1. Market Revenue and Forecast, by Type

11.4.6.2. Market Revenue and Forecast, by Business Model

11.4.6.3. Market Revenue and Forecast, by End-use

11.4.7. Rest of MEA

11.4.7.1. Market Revenue and Forecast, by Type

11.4.7.2. Market Revenue and Forecast, by Business Model

11.4.7.3. Market Revenue and Forecast, by End-use

11.5. Latin America

11.5.1. Market Revenue and Forecast, by Type

11.5.2. Market Revenue and Forecast, by Business Model

11.5.3. Market Revenue and Forecast, by End-use

11.5.4. Brazil

11.5.4.1. Market Revenue and Forecast, by Type

11.5.4.2. Market Revenue and Forecast, by Business Model

11.5.4.3. Market Revenue and Forecast, by End-use

11.5.5. Rest of LATAM

11.5.5.1. Market Revenue and Forecast, by Type

11.5.5.2. Market Revenue and Forecast, by Business Model

11.5.5.3. Market Revenue and Forecast, by End-use

Chapter 12. Company Profiles

12.1. Stripe, Inc.

12.1.1. Company Overview

12.1.2. Product Offerings

12.1.3. Financial Performance

12.1.4. Recent Initiatives

12.2. PAYRIX

12.2.1. Company Overview

12.2.2. Product Offerings

12.2.3. Financial Performance

12.2.4. Recent Initiatives

12.3. Cybrid Technology Inc.

12.3.1. Company Overview

12.3.2. Product Offerings

12.3.3. Financial Performance

12.3.4. Recent Initiatives

12.4. Walnut Insurance Inc

12.4.1. Company Overview

12.4.2. Product Offerings

12.4.3. Financial Performance

12.4.4. Recent Initiatives

12.5. Lendflow

12.5.1. Company Overview

12.5.2. Product Offerings

12.5.3. Financial Performance

12.5.4. Recent Initiatives

12.6. Finastra

12.6.1. Company Overview

12.6.2. Product Offerings

12.6.3. Financial Performance

12.6.4. Recent Initiatives

12.7. Transcard Payments

12.7.1. Company Overview

12.7.2. Product Offerings

12.7.3. Financial Performance

12.7.4. Recent Initiatives

12.8. Fluenccy Pty Limited

12.8.1. Company Overview

12.8.2. Product Offerings

12.8.3. Financial Performance

12.8.4. Recent Initiatives

12.9. Zopa Bank Limited

12.9.1. Company Overview

12.9.2. Product Offerings

12.9.3. Financial Performance

12.9.4. Recent Initiatives

12.10. Fortis Payment Systems, LLC

12.10.1. Company Overview

12.10.2. Product Offerings

12.10.3. Financial Performance

12.10.4. Recent Initiatives

Chapter 13. Research Methodology

13.1. Primary Research

13.2. Secondary Research

13.3. Assumptions

Chapter 14. Appendix

14.1. About Us

14.2. Glossary of Terms

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Frequently Asked Questions

The global embedded finance market size is expected to increase USD 1,732.53 billion by 2034 from USD 111.72 billion in 2024.

The embedded finance market is anticipated to grow at a CAGR of over 31.53% between 2025 and 2034

The major players operating in the embedded finance market are Stripe, Inc., PAYRIX, Cybrid Technology Inc., Walnut Insurance Inc., Lendflow, Finastra, Transcard Payments, Fluenccy Pty Limited, Zopa Bank Limited, Fortis Payment Systems, LLC, and Others.

The driving factors of the embedded finance market are an increased adoption of digital payments and increasing global ubiquity of cell phones and internet connectivity.

North America region will lead the global embedded finance market during the forecast period 2025 to 2034.

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